Car Accident Claims Process in Philadelphia, PA

If you were in a car accident, trying to get compensation for your injuries can seem like a daunting task. Our Philadelphia car accident attorneys can help make a difficult time much easier. 

Recovering from your injuries takes all your energy and focus. You shouldn’t also have to worry about how your medical bills are going to get paid. Philadelphia, Pennsylvania’s award-winning personal injury attorneys with our law firm have a combined 80 years of experience getting car accident victims much-needed financial relief.

The attorney you choose to fight for you makes all the difference in the world. Contact our Philadelphia law firm at (215) 875-7030 at Zavodnick & Lasky Personal Injury Lawyers today for a free consultation, and find out what our past clients already know—that we give you the edge you need to get maximum compensation for your injuries. 

If I’ve Been Injured in a Philadelphia Car Accident, What Can Zavodnick & Lasky Personal Injury Lawyers Do for Me?  

If I’ve Been Injured in a Philadelphia Car Accident, What Can Zavodnick & Lasky Personal Injury Lawyers Do for Me?  

Driving in Philadelphia can be hazardous. In 2021, there were over 8,100 car accidents in the city. Sadly, these resulted in 133 fatalities.  

Having dealt with countless tragic accidents, our Philadelphia personal injury lawyers know firsthand how dangerous car accidents can be. We also know the stress you’re under after being hurt. 

Zavodnick & Lasky Personal Injury Lawyers can help relieve some of your stress by holding those who caused the accident accountable. When you hire us to advocate for you, we can get to work on your case by:

  • Conducting our own exhaustive investigation into your accident
  • Working with Philadelphia’s top experts, such as accident reconstructionists, to understand how the accident happened
  • Identifying everyone who was responsible for the accident
  • Calculating the value of your case
  • Reviewing your insurance policy to determine what type of coverage you have
  • Handle all negotiations with the insurance company and other responsible parties

Getting fairly compensated for your injuries isn’t something you should try to do on your own. Insurance companies will do everything they can to protect their financial bottom line. They’ll minimize your injuries and offer you a lowball settlement.

With Zavodnick & Lasky Personal Injury Lawyers by your side in Philadelphia, PA, we’ll protect you from the insurance company. Call us for a free, no-obligation consultation.

What Is the Process for Filing a Car Accident Claim in Philadelphia, PA?

Understanding the proper way to file a car accident claim is critical to getting the compensation you need and deserve. This is why it’s so important to have our experienced Philadelphia car accident claim attorneys in your corner. 

The claim process can depend on the kind of insurance you have. If you have limited tort insurance, then you will typically have to file a claim for compensation with your own insurance company. This is true no matter who was at fault for the accident. If you have full tort coverage, you may pursue a claim directly against the driver who caused your accident or their insurer.

The process really starts right after the car accident happens. In order to give yourself the best chance of maximizing your claim, you should do the following:

  • Stay at the accident scene, call the police, and seek medical attention by calling 911
  • If  you can, collect names and contact information from witnesses 
  • Document the accident scene, if it’s safe to do so, by taking pictures and video
  • Write down everything that happened as soon as you can while it’s fresh in your mind

Most insurance policies require you to notify the insurance company within a reasonable amount of time. It’s important that you contact us as soon as you can so we can help you file the strongest possible claim.

What Type of Compensation Will the Insurance Company Pay in Philadelphia, Pennsylvania?

Your insurance company will cover your economic damages, such as your medical expenses and financial losses you suffered as a result of the accident, but only up to your policy limits.

What are your options if your damages exceed the policy limits? What about your non-economic damages, such as pain and suffering, emotional distress, or loss of consortium?

The compensation you can receive will depend on whether you have a “limited tort insurance” policy or a “full tort” insurance policy. If you have a limited tort policy, you can only sue the at-fault driver for full damages if your injuries meet an exception under Pennsylvania law.

On the other hand, if you have full tort coverage, you can sue the negligent party for both your economic damages in excess of your policy as well as all your non-economic damages.

The rights you have under your insurance policy can be complicated. Zavodnick & Lasky Personal Injury Lawyers can help you make sense of your policy and guide you through this difficult time so you can focus on healing and getting back to work. 

Call Zavodnick & Lasky Personal Injury Lawyers for a Free Consultation With a Trusted Philadelphia Car Accident Attorney

After you’ve been involved in a Philadelphia car accident, you should act quickly to fully protect your legal rights. Filing a car accident claim is complicated, but Zavodnick & Lasky Personal Injury Lawyers can make it easier.

Call us today for a free, no-obligation consultation. We’ll get your side of the story, review your insurance policy, and walk you through the car accident claims process in Philadelphia, PA.